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Federal Employees Retirement & Benefits Podcast by CD Financial Federal Employees Retirement & Benefits Podcast by CD Financial Charles Dzama Billianon Billianon Billianon Quick Reads Quick Reads Pratham Malhotra Marketing Talks Marketing Talks Catherine and Tom Trends-Tendances Trends-Tendances Trends-Tendances Veterans Corner Radio Veterans Corner Radio Joe Muhlberger Your Career On Target Your Career On Target InterCoast Media Network Protect & Grow Protect & Grow Tim Stearns I AM HealingStrong I AM HealingStrong HealingStrong Trappin Tuesday's Trappin Tuesday's Wallstreet Looks Like Us Now Network The Accountability Minute:Business Acceleration|Productivity The Accountability Minute:Business Acceleration|Productivity Anne Bachrach Property Prophets Property Prophets Travis Wells The Golfi Real Estate Show The Golfi Real Estate Show Rob Golfi Global Economic Press Global Economic Press Global Economic Press 5 Minute AI News - Daily 5 Minute AI News - Daily Kitchen Table Media Bitcoin News Digest Podcast Bitcoin News Digest Podcast Mike Richardson SILVER / GOLD / $UFD Meme Coin Investing & Global Economics SILVER / GOLD / $UFD Meme Coin Investing & Global Economics Ronald Branstetter 박연미의 목돈연구소 박연미의 목돈연구소 SBS Journey of Hope Journey of Hope Heart for Lebanon Bourseko MOAT Bourseko MOAT Bourseko Happy Work - Management & bien-être au travail Happy Work - Management & bien-être au travail Gaël Chatelain-Berry Legalmente Productivos Legalmente Productivos Legalmente Productivos The Market Huddle The Market Huddle Patrick Ceresna & Kevin Muir Reuters World News Reuters World News Stephani Schupbach On The Chain - Blockchain and Cryptocurrency News + Opinion On The Chain - Blockchain and Cryptocurrency News + Opinion On The Chain Your Happy Hour Your Happy Hour The Feels 人性的弱点-解读分享 人性的弱点-解读分享 终身都要成长 Franklin Matters Radio Franklin Matters Radio Steve Sherlock Mostly All Figured Out Mostly All Figured Out Emily Rose The Rich Somers Report The Rich Somers Report Rich Somers Thoughtful Money with Adam Taggart Thoughtful Money with Adam Taggart Adam Taggart | Thoughtful Money 真誠presents 大久保佳代子・森本晋太郎のどうぞご自由に 真誠presents 大久保佳代子・森本晋太郎のどうぞご自由に CBCラジオ The Classy Career Girl Podcast The Classy Career Girl Podcast Classy Career Girl International, LLC Ekantik Vartalap Ekantik Vartalap Bhajan Marg Due For A Win: The Atlantic City Podcast Due For A Win: The Atlantic City Podcast Due For A Win / Kyle Askine and Craig Stone Accounting Best Practices with Steve Bragg Accounting Best Practices with Steve Bragg Steve Bragg Meditación del Día Meditación del Día Radio Ebenezer RD
Federal Employees Retirement & Benefits Podcast by CD Financial

Business

Federal Employees Retirement & Benefits Podcast by CD Financial

Charles Dzama

$1M Saved But No Written Income Plan? Here's Your Problem

July 02, 2026 5:00pm 26 min

Most federal employees have a number in their head — "I'll retire at 62" — but a number is not a plan. Charles and Marcus break down what an actual written retirement income plan (the Charted Retirement Course) contains:...

Federal Retirement Mid-Year Check-In: Are You Still on Track to Retire within 5 Years?

June 30, 2026 7:00pm 7 min

1. High-3 & step increases — a step increase only lifts your High-3 for the time you're actually in it (stay ~3 years for full credit)2. TSP allocation — does it match your goals? Start taking risk off the table ~3 years...

The Mid-Year Federal Retirement Checklist Most Employees Skip (5 Things)

June 25, 2026 2:00pm 33 min

Show-notes summary:We're halfway through 2026 — the moment most federal employees realize they set retirement goals in January and haven't looked since. Charles and Marcus walk through five things to review now, not in D...

12 Retirement Income & Tax Terms Federal Employees Get Wrong (And It Costs Them)

June 23, 2026 5:00pm 14 min

Which of these terms confused you the most before today — Roth vs. Traditional, RMDs, or capital gains? Tell me below 👇Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df073962...

Federal Employee Roth Strategy — Why Susan Gained $80K Over Linda #casestudy

June 18, 2026 5:00pm 21 min

Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employe...

Age 60 + Federal Pension + $1M Saved: The 5 Decisions Most People Get Wrong

June 16, 2026 6:00pm 7 min

Federal retirement planning at 60: if you're a year or two from retiring from federal service with a FERS pension, Social Security, and about $1M saved in your TSP, here are 5 decisions to make before you retire — so you...

Age 60 + Federal Pension + $1M — Now What?

June 11, 2026 4:00pm 23 min

Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employe...

Are You Making This $80,000 TSP Mistake? - ROTH

June 09, 2026 7:00pm 6 min

Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employe...

Retire This Year: The 4-Lane Roadmap

June 04, 2026 3:00pm 22 min

Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employe...

The G Fund Trap: Why Many Federal Employees Get It Wrong

June 02, 2026 6:00pm 6 min

Apply for a Retirement Consultation: https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employ...

The 7 Biggest FERS Mistakes We See Federal Employees Make

May 28, 2026 2:00pm 26 min

Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employe...

Federal Retirement Mistakes: 7 FERS Pension Errors to Avoid Before You Sign

May 26, 2026 4:00pm 5 min

Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employe...

The Last Year Before Retirement: 5 Steps Every Federal Employee Must Follow

May 21, 2026 7:00pm 23 min

Apply for a Retirement Consultation: https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20📘 Federal Retirement Resources:Get the digital guidebook to retirement as a federal employe...

Retiring from Federal Service? Don't Skip These 5 Steps

May 19, 2026 6:00pm 4 min

Get the digital book at no cost to you here: https://cdfinancial.org/being-a-federal-employee-in-the-era-of-trump-book/Want to work with Charles? Apply here: https://cdfinancial.org/schedule-a-meeting/Checklist Challenge...

Federal Employees: Some Are Dying With Too Much Money Left to Enjoy – Will You?

May 14, 2026 3:00pm 26 min

“Die with zero does not mean reckless spending. It means thinking intentionally about how to use your money for experiences, family, giving, and purpose while still protecting your retirement plan.”Get the digital book a...

Federal Employees: Are You Getting Shortchanged on COLA?

May 12, 2026 3:00pm 4 min

Federal employees may hear “COLA increase” and assume their retirement income keeps full pace with inflation, but under FERS, the cost-of-living adjustment can work differently than many expect. Before you retire, it is ...

TSP Rollover Mistakes That Cost Federal Employees Thousands

May 07, 2026 3:00pm 16 min

Most federal employees are told to roll over their TSP when they retire, but that decision should start with a better question: What is this money supposed to do for you in retirement? In this episode, we break down comm...

TSP 401k Strategy: Keep It or Move It? We've Tested Both

May 05, 2026 4:00pm 3 min

TSP vs 401(k) rollover strategy isn’t about where the money goes—it’s about what the money is meant to do.” Discover how to decide whether to keep or move your retirement accounts with a clear, purpose-driven plan.Get th...

Staying the Course in Retirement When the Market Drops

April 30, 2026 4:00pm 25 min

Get the digital book at no cost to you here: https://cdfinancial.org/being-a-federal-employee-in-the-era-of-trump-book/Market corrections reveal whether you have investments or whether you have a retirement plan. If you ...

Federal Retirees: The Realistic Path to Lower Taxes in Retirement

April 28, 2026 5:00pm 3 min

Is a tax-free retirement actually possible for federal retirees with a pension—or is it one of the most misunderstood ideas in retirement planning?” This video breaks down how federal retirees can realistically reduce ta...

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