Podcast Index
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Complex Systems with Patrick McKenzie (patio11)
Patrick McKenzie
Curious City: Exploring Science and Wonders
Synthetic Universe
睡眠のための音
International Ambient Sounds
Звуки природи
International Ambient Sounds
Trail-Boss Radio: AI, Tech & Digital Independence
Dan Johnson | Trail-Boss Radio
My Veterinary Life
American Veterinary Medical Association (AVMA)
Orecchie e Segnalibri
Radio Music Free
Dark Mysteries — Unsolved Mysteries. Forgotten Secrets. Unanswered Questions.
Darkest Mysteries Online
True Cheating Wives and Girlfriends Stories 2026 - True Cheating Stories Podcast
True Cheating Stories 2026
Chat GPT Podcast
Sol Good Network
The Marketing Architects
Marketing Architects
Ouch! Was that a Ghost?
Liss
Bedtime Astronomy
Synthetic Universe
Evangelio de hoy 📖 Lectio Divina
Tele VID
Peaceful Sounds for Sleep
adfreesounds.com
Звуки для сна
International Ambient Sounds
أصوات للنوم
International Ambient Sounds
أصوات الطبيعة
International Ambient Sounds
The Quark Side - Quantum Physics Podcast
Synthetic Universe
Catholic Daily Reflections
My Catholic Life!
JT's Mix Tape
JT Follows JC
Good News for Lefties | Daily News for Democracy
Two Squared Media Productions, LLC
KURIOUS: Strange. Unusual. Unbelievable.
KURIOUS: Strange and Unusual Stories
Hardwood Knocks: An NBA Podcast
HardwoodKnocks: An NBA Podcast
Weekly Spooky | Scary Stories for Spooky Season
Henrique Couto | Scary Stories & Horror Expert
The GIST of It
The GIST of It
Now That We're A Family
Elisha and Katie Voetberg
Missions Talk — A podcast by 9Marks and Reaching & Teaching International Ministries
9Marks
Bom Dia, Fim do Mundo
Agência Pública
Loner To Leader: Your Path To Power, Passion & Prosperity
Eric Mortimer
The Red Seat
Jake Devereaux, Bob Osgood, Eric Cross, Keaton DeRocher
Little by Little Homeschool - Christian Homeschooling and Motherhood
Leigh Nguyen - Homeschool Mom, Homeschooling, Education, Motherhood, Homemaking, Christian Parenting
His Light, Your Path
Pastor Rod Holler, Sr.
Integrity Moments
Rick Boxx
Chairshot Radio Network
Chairshot Radio Network
Sportsmen's Empire - Whitetail Hunting
Sportsmen's Empire Outdoor Network
Highrock Church
Highrock Church
Todo
Patrick McKenzie
Patrick McKenzie (patio11) reads his 2021 essay "Payments in Japan," tracing how Japanese consumers navigate a landscape with dozens of competing payment methods at once: credit cards, electronic money, QR-code super app...
Patrick McKenzie reads from his 2022 Bits About Money essay on mortgages, making the case that a mortgage is best understood as a manufactured product, not a simple loan between a bank and a customer. He walks through th...
Patrick McKenzie reads from his 2024 Bits About Money essay on ACATS, the Automated Customer Account Transfer Service that governs how Americans move investment accounts between brokerages, then updates it with regulator...
Patrick McKenzie (patio11) is joined by Aaron Brown, author of Wrong Number, to examine why institutions that produce bad statistics face so few consequences for doing so. They trace the pattern from Aaron's 1975 summer ...
The improbable but true story of how non-profits operating a private intelligence agency to combat terrorism decided to interfere with campaign infrastructure in a U.S. election.This piece includes original public intere...
Patrick McKenzie reads from his latest Bits About Money essay, walking through why bank fraud charges are a prosecutor's favorite tool, how the Bank Secrecy Act's surveillance regime is designed to force criminals into i...
Patrick McKenzie (patio11) reads his classic Bits about Money essay on how checks shaped the entire American payments infrastructure, from the origins of ACH to why a standard US bank account is, technically, a credit pr...
Patrick McKenzie (patio11) reads his classic Bits about Money essay explaining why revenue recognition in software is more complicated than most engineers, founders, and financial reporters think. The essay covers the ac...
Patrick McKenzie (patio11) reads his classic Bits About Money essay on why your bank deposit is not what you think it is. He explains the capital stack that makes deposits appear riskless while funding genuinely risky bu...
In this episode of Complex Systems, Patrick McKenzie riffs on why public sector payroll modernization is even more likely to fail than the typical public software procurement project. He then goes into a wider discussion...
Patrick McKenzie (patio11) explains how compliance regimes designed to be viral brought many more firms into the scope of frameworks like SOC 2. This created a market demand for compliance-on-the-cheap by companies like ...
Patrick McKenzie (patio11) reads his classic Bits about Money essay explaining why the debt collection industry earns its “river of effluvia” metaphor. From the accounting standards that force banks to "charge off" delin...
Patrick McKenzie (patio11) and Philip Kiely, early employee at Baseten, discuss the inference stack: the critical layer of software and hardware that sits between a model’s weights and a user’s prompt. They cover inferen...
Patrick McKenzie (patio11) deconstructs the "original sin" of payments: building a global financial substrate on shared secrets that were distributed promiscuously to function. He examines the multi-decade game of Whack-...
Patrick McKenzie (patio11) and Luke Farrell examine the structural "technical imagination" gap that prevents the US government from delivering high-fidelity digital services. They discuss why states routinely pay full pr...
Patrick McKenzie (patio11) reads an essay about "industrial-scale" fraud and why it should be treated as a professional business process rather than a series of isolated accidents. He explains how fraudsters leverage spe...
Patrick McKenzie (patio11) reads an essay about the business of check cashing, a misunderstood industry. He explains why cashing a check is actually a "new credit extension" where the bank bets on both the writer and the...
Patrick McKenzie (patio11) walks through a coding session with Claude Code to demonstrate what the fuss is about. The business problem: recovering failed subscription payments that required coordinating APIs across Strip...
Patrick McKenzie (patio11) is joined by Ruxandra Teslo to discuss why drug development keeps getting more expensive despite revolutionary new treatment modalities from GLP-1 agonists to gene therapies. They discuss Eroom...
Patrick McKenzie (patio11) sits down with Intercom co-founder Des Traynor to examine customer support through the lens of Conway's Law, Goodhart's Law, and several decades of accumulated organizational scar tissue. They ...
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