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Retirement Answer Man Retirement Answer Man Roger Whitney, CFP®, CIMA®, RMA, CPWA® The Data Exchange with Ben Lorica The Data Exchange with Ben Lorica Ben Lorica Law, disrupted Law, disrupted Law, disrupted Community Community Kristina Bartold Your Money, Your Rules | Financial Mastery, Wealth Mindset, Leadership Principles, Intuitive Decision-Making, Human Design Your Money, Your Rules | Financial Mastery, Wealth Mindset, Leadership Principles, Intuitive Decision-Making, Human Design Erin Gray | Holistic Advisor for Entrepreneurs, Former CFP and CFO Pop Health Podcast Pop Health Podcast Meg and Melissa Intelligence Career Conversations Intelligence Career Conversations INSA Unspeakable Leadership Unspeakable Leadership Rohene Bouajram Radiant Mom Rising | Identity, Mindset & Business for Moms Ready to Rise Radiant Mom Rising | Identity, Mindset & Business for Moms Ready to Rise Mary Dibble| Life Coach Helping Moms Navigate Life & Business With Ease The Big 4 Transparency Podcast The Big 4 Transparency Podcast Dominic Piscopo Respecting the Beer Respecting the Beer McFleshman's Brewing Co FP&A Unlocked FP&A Unlocked Paul Barnhurst Fresh Oil Podcast with Keith Manley Fresh Oil Podcast with Keith Manley Keith Manley P³ with Preston Poore P³ with Preston Poore Preston Poore Inspired by Design with Sarah St Pierre Inspired by Design with Sarah St Pierre Sarah St Pierre Dance Studio Owner Life Coaching Dance Studio Owner Life Coaching Ginger Haithcox The Talent Sherpa Podcast The Talent Sherpa Podcast Jackson O. Lynch Above Asking, Content Marketing and Real Estate Branding Strategy for Real Estate Agents Above Asking, Content Marketing and Real Estate Branding Strategy for Real Estate Agents Alyssa Stalker Found in AI: AI Search Visibility, SEO, & GEO Found in AI: AI Search Visibility, SEO, & GEO Cassie Clark We Are Spiraling We Are Spiraling Priya Anand Fit Happens: The Executive Search Podcast Fit Happens: The Executive Search Podcast Jason Baumgarten The 7-Minute Harvest The 7-Minute Harvest Eric Hayes That Will Nevr Work Podcast That Will Nevr Work Podcast Maurice D. Chism, Sr. | Entrepreneur & Business Strategist Effective Communication Effective Communication Phil Zeller Money to Give Money to Give Richard C. Peck 寰宇#關鍵字新聞 Global Hashtag News 寰宇#關鍵字新聞 Global Hashtag News 寰宇新聞台 GOD-LED BUSINESS - Make Money Online, Work From Home, Passive Income, Online Business, Start a Podcast GOD-LED BUSINESS - Make Money Online, Work From Home, Passive Income, Online Business, Start a Podcast Stefanie Gass - Christian Business Coach, Podcast Coach, Online Business Coach 財經一路發 財經一路發 News98 Fox Business Hourly Report Fox Business Hourly Report FOX News Podcasts The Global Business Insights Podcast with Dr Charlotte de Brabandt & Max Kent The Global Business Insights Podcast with Dr Charlotte de Brabandt & Max Kent Max Kent The Speaker Lab Podcast The Speaker Lab Podcast The Speaker Lab Christian Business Insights Christian Business Insights Dave Kahle Payments Brief: FinTech, Banking & Payments News Payments Brief: FinTech, Banking & Payments News Payments Brief Team Bob Proctor: The Science of Success Bob Proctor: The Science of Success Bob Proctor Starter Story Starter Story Starter Story The Invisible Hand The Invisible Hand Emma Reid Abraham Hicks’s Podcast Abraham Hicks’s Podcast Abraham Hicks
Retirement Answer Man

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Retirement Answer Man

Roger Whitney, CFP®, CIMA®, RMA, CPWA®

Retirement Toolkit: How Does Step Up in Cost Basis Work

July 08, 2026 3:00am 49 min

This week Roger talks about one of the biggest challenges retirees face today: information overload. He explains why more information doesn't always lead to better decisions and why building a great retirement starts wit...

Retirement Toolkit: How Required Minimum Distributions (RMDs) Work

July 01, 2026 3:00am 45 min

This week Roger explores the idea of "digging where your feet are" and how focusing on what you can do today can reduce anxiety about the future and regret about the past. In the Retirement Toolkit, he explains the basic...

IRMAA: The Medicare Premium Surprise and How to Avoid It

June 24, 2026 7:43am 49 min

This week Roger breaks down IRMAA Medicare surcharges and why retirees should understand them without letting them dominate retirement planning decisions. He explains how the income thresholds work, common planning mista...

Mutual Funds vs. ETFs- Which is Better for Retirement?

June 17, 2026 3:00am 1:04

This week, a simple quote about wasting time sparks a deeper conversation about why retirement isn't meant to be endlessly optimized. In the Retirement Toolbox, we compare mutual funds and ETFs, exploring their differenc...

Know What You Pay: A Guide to Investment & Advice Costs

June 10, 2026 3:00am 41 min

Roger Whitney explores the relationship between cost and value in retirement planning, focusing on how to better understand the fees associated with financial advice, investments, and insurance products. Using a listener...

Take the Retirement Leap of Faith with Jordan Grumet

June 03, 2026 3:00am 58 min

Roger Whitney explores the idea that retirement always involves both excitement and uncertainty. While people spend years gathering information, running projections, and refining plans, there comes a point when no amount...

Decluttering for Retirement: Your Step-by-Step Plan

May 27, 2026 5:00am 1:01

In this episode, retirement expert Roger Whitney and Marie Kondo consultant Dr. Lindsey Hardegree explore the transformative power of decluttering. They discuss how clearing physical and emotional clutter can pave the wa...

Decluttering for Retirement: Why It's So Hard and How to Push Through

May 20, 2026 4:00am 44 min

Roger Whitney continues the decluttering series by focusing on the hidden challenges that keep people stuck. Rather than treating decluttering as a massive life overhaul, he explains how perfectionism, emotional attachme...

Decluttering for Retirement: How a Simpler Life Helps You Rock Retirement

May 13, 2026 3:00am 39 min

Roger Whitney continues the decluttering series by exploring the opportunities that come from simplifying your life, finances, and relationships. He explains how reducing complexity can create more mental space, clarity,...

Decluttering for Retirement: It's More Than Cleaning Out Your Closet

May 06, 2026 3:00am 50 min

Roger Whitney kicks off a new series on decluttering for retirement, explaining how the accumulation of “stuff”—from physical belongings to financial accounts to relationships—can unconsciously shape our decisions and li...

How Long Will You Live After Retirement?

April 29, 2026 3:00am 57 min

Roger Whitney explores one of the most overlooked variables in retirement planning: longevity, and how assuming you’ll live too long can quietly force you to save more, spend less, and potentially miss out on life. Throu...

Listener Questions: How Do I Create a Diversified Portfolio?

April 22, 2026 3:00am 48 min

Roger Whitney breaks down how to create a diversified portfolio by explaining the core principles of diversification and asset allocation, then answers listener questions on topics like using allocation funds, shifting f...

Listener Questions: What Should I Be Doing When I'm Two Years from Retirement?

April 15, 2026 3:00am 47 min

In this episode, Roger Whitney breaks down essential elements you need to consider before and during retirement. From understanding inflation risks to strategic asset reallocation, this episode offers practical advice to...

Listener Questions: Should I Take Social Security Early and Invest It?

April 08, 2026 3:00am 41 min

In this episode of the Retirement Answer Man, Roger Whitney explores the critical decision of when to claim Social Security benefits, weighing the pros and cons of taking them early versus delaying. Through listener ques...

Listener Questions: Should I Move My 401K into an IRA When I Retire?

April 01, 2026 3:00am 42 min

Explore how meaningful travel experiences, storytelling, and thoughtful planning can enhance your retirement journey. In this episode, Roger answers listener questions on managing retirement accounts, health insurance, f...

Why Even the Best Retirement Calculator is Wrong

March 25, 2026 3:00am 59 min

Roger Whitney explores why retirement planning software—especially Monte Carlo simulations—can give a false sense of confidence if misunderstood. He explains what these tools actually measure, the hidden assumptions behi...

Retirement Talk with Dr. Wade Pfau

March 18, 2026 4:48am 1:01

💬 Show NotesWade Pfau, author of The Retirement Planning Guidebook and creator of the Retirement Income Style Awareness (RISA®) assessment joins Roger for a wide-ranging conversation on the big questions of retirement in...

Healthcare Before Medicare: Retiree Feedback

March 11, 2026 3:00am 50 min

Roger Whitney dives into practical strategies for navigating health care before Medicare, sharing insights from retirees, survey results, and listener questions. Together they explore real-world solutions for coverage ga...

How to Feel Loved with Dr. Harry Reis

March 04, 2026 3:00am 1:07

Roger Whitney shifts from financial planning to the non-financial pillar of relationships, sharing a live conversation with Harry Reis about how to feel more loved and connected in retirement. Together they explore the s...

Healthcare Before Medicare: Creating Your Own Action Plan

February 25, 2026 3:00am 45 min

Roger Whitney wraps up the four-part series on navigating health care before Medicare by introducing a practical decision-making framework using the OODA Loop—observe, orient, decide, act—to help you avoid unforced error...

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