Podcast Index
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The Free Toaster
thefreetoaster
WSJ Opinion: Potomac Watch
Paul Gigot, The Wall Street Journal
The Dan O'Donnell Show
Dan O'Donnell (WISNAM)
The BradCast w/ Brad Friedman
Brad Friedman
The Steve Finnegan Show
Steve Finnegan
The Essential
Will Media - Chiara Piotto
Los Jefes del Deporte con Álvaro Morales
Nueva Network | Qué Onnda
Alex Jones Network Shows Commercial Free - RonGibsonChannel on Odysee
Alex Jones Network Shows Commercial Free - RonGibsonChannel
第一次播音 06:00 - 07:00（北京时间）
RFI - 法国国际广播电台
Apple News Radio ワンボタンの声
ワンボタンの声制作委員会
Search For Lawful Government w/ Ron Avery
Search For Lawful Government w/ Ron Avery
The Beat with Ari Melber
Ari Melber, MS NOW
Strange Sauna
Greg
毎日新聞ポッドキャスト -世の中の「いま」を記者が読み解く-
毎日新聞ポッドキャスト -世の中の「いま」を記者が読み解く-
Zeigler & Köster - Der Fußball-Podcast von 11FREUNDE
RTL+ / 11FREUNDE
Ed Clements and Jeff Ward
Kyle O.
The Pinkbike Podcast
Pinkbike
Yeni Şafak Yazarlar
Yeni Şafak
World Cup Gambling Podcast
Sports Gambling Podcast Network
Charlotte Hornets News Today | 2 Min News | The Daily News Now!
The Daily News Now!
Seattle Now
KUOW News and Information
Open Spaces
Wyoming Public Media
This Week in Privacy
Privacy Guides
DINESH Podcast
Salem Podcast Network
Astillero Informa con Julio Astillero
Julio Astillero
L'After Foot
RMC
EN SHOCK
Pitaya Entertainment
Radio Noticias W
W Radio Irapuato 107.9 fm
Inside Edition
CBS Media Ventures
Noticias Univision
Uforia Podcasts
Sidebar with Katie Phang
Katie Phang
PBS News Hour - World
PBS NewsHour
Virginia Tech Hokies Football Today | 2 Min News | The Daily News Now!
The Daily News Now!
WGLT Newscasts
WGLT
Fun Content
FunContent
Georgia Bulldogs Football Today | 2 Min News | The Daily News Now!
The Daily News Now!
The Bulwark
The Bulwark
News
thefreetoaster
Klarna just filed to become a bank. They're the ninth major fintech since December, joining Affirm, PayPal, Upstart, Revolut, Bunq, Mission Lane, and OppFi. The OCC saw 18 de novo applications in 2025, nearly matching th...
In this solo News Pod episode, Carlos unpacks the story underneath Lending Club’s recent rebrand to Happen Bank. The story was covered in this week’s Newsletter: https://www.thefreetoaster.com/p/happen-bank-is-running-...
Carlos sits with Megan Bauer, Head Of Customer Success at Spinwheel, to discuss affiliate marketing & business lessons learned playing poker. ****** This episode is reposted from Spinwheel's Video Podcast - "What's You...
Nick and Carlos discuss an Editorial piece recently published in The Free Toaster Newsletter https://www.thefreetoaster.com/p/how-lenders-win-when-ai-calls-the The premise of the conversation -- an LLM-based personal ...
Most lenders underestimate how long it takes to get onto a major affiliate platform. The honest answer is 6 to 12 months. Sometimes 18. If one of these channels is on your 2027 roadmap, you need to start now. In this s...
Pagaya filed a lawsuit against Klarna for (allegedly) stealing is underwriting. Carlos & Nick discuss the implications for fintech marketers that share their underwriting policies with affiliate marketing platforms. Tod...
JD Power sued Chime in the Southern District of New York over its "America's #1 choice for banking" campaign, alleging breach of contract, trademark infringement, and false advertising. Carlos and Nick discuss, expanding...
We've been writing about Cash Flow Underwriting lately. This week we continue the conversation. We expand on what we wrote this week in The Free Toaster Newsletter: https://www.thefreetoaster.com/p/will-llms-solve-distr...
In an October 2024 article in The Free Toaster, Carlos laid out 3 things that would unlock distribution for Cash Flow Based Lenders. In today's episode, he shares the progress we've made on all 3 fronts over the last 18 ...
ChatGPT just integrated Plaid, giving 200 million monthly users a personalized finance experience built on real account data. Carlos and Nick break down what that means for affiliate marketing. Credit Karma's approval od...
Jeff Keltner was the first non-founder employee at Upstart. He spent over a decade there running consumer acquisition, building the bank partnership business from zero to ten banks, and managing both sides of the affilia...
Carlos and Nick break down NerdWallet's Q1 2026 earnings, the first full read on the company since the stock dropped 32% post-print. Headline numbers look fine on the surface. $222M in revenue, 6% YoY growth, $34M in non...
Wall St. sold off what seemed to us like a killer performance from SoFi in Q1 2026. Carlos, Nick, and special guests Rachel Lauren react to the earnings report. This news Pod expands on our reporting from this week's New...
Zak Ali runs the US business at Finder, the financial comparison site that started in Australia in 2006 and launched stateside in 2015. Lending now drives roughly 40–50% of Finder US revenue across personal loans, busine...
Nick Madrid interviews Carlos Caro live at the Fintech Summit in NYC on April 28th. On the heels of a Curated Table Event on April 27th (sponsored by Spinwheel), Nick bumped into Carlos at the Fintech Summit and did a ...
Carlos flies solo this week (Nick is wheels-up from NYC to SF after FinTech Week) to break down three stories from this week's newsletter: OnePay's no-deposit credit builder card, Credit One Bank's embedded integration w...
Carlos and Nick expand on the headline story from this week’s Newsletter. And they speculate on what this might mean for consumer lending distribution platforms. https://open.substack.com/pub/thefreetoaster/p/openai-do...
Carlos and Nick try to make sense of Wells Fargo's 60% YOY increase in new credit card customer bookings. They covered this story in Wednesday's Newsletter and they dig deeper into potential sources of their growth: h...
Rachael Olson spent years running product strategy on Discover's $6 billion personal loan business, and she joins the show to walk through a real lender's application from marketplace click all the way to the hard pull, ...
Carlos and Nick welcome Amanda Braslow to the show as the newest partner in the business and GM of events. Amanda brings fifteen years from Capital One, most of it in the co-brand trenches. Her first big project putting ...
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