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Retirement Planning Education, with Andy Panko Retirement Planning Education, with Andy Panko Andy Panko Higher Thought Higher Thought Sol Good Media Daily Neville Goddard Daily Neville Goddard Neville Goddard Sol Good Sounds Sol Good Sounds Sol Good Network Law of Attraction Lectures Law of Attraction Lectures William Walker Atkinson Fethullah Gülen Sohbetleri Fethullah Gülen Sohbetleri Yavuz Turan Peaceful Sounds for Sleep Peaceful Sounds for Sleep adfreesounds.com The Occult Rejects The Occult Rejects The Occult Rejects Loner To Leader: Your Path To Power, Passion & Prosperity Loner To Leader: Your Path To Power, Passion & Prosperity Eric Mortimer Kitap Okumaları Podcast Kitap Okumaları Podcast Sesli Kitap Little by Little Homeschool - Christian Homeschooling and Motherhood Little by Little Homeschool - Christian Homeschooling and Motherhood Leigh Nguyen - Homeschool Mom, Homeschooling, Education, Motherhood, Homemaking, Christian Parenting The Powerful Man Show The Powerful Man Show Tim Matthews & Doug Holt Emma’s Adventure: Stories, Songs, Smiles | Kids: Fun Habits, Learning Emma’s Adventure: Stories, Songs, Smiles | Kids: Fun Habits, Learning Mini Sounds Story Goodguys2Greatmen Podcast Goodguys2Greatmen Podcast Steve Horsmon & Dan Dore Shane Hewitt and The Nightshift Shane Hewitt and The Nightshift iHeartRadio Hamza Selfimprovement Hamza Selfimprovement Adonis Gang The Elisha Show: Purpose Driven Life & Mastery The Elisha Show: Purpose Driven Life & Mastery Elisha Arowojobe | Personal Mastery & Purpose Coach 6 Minute English 6 Minute English BBC Radio 6 Minute English 6 Minute English Angeles Martinez Radio Islam Radio Islam Radio Islam All In with Allie All In with Allie Allie Reeves The Action Catalyst The Action Catalyst Southwestern Family of Podcasts - Southwestern Family of Companies justETF Podcast – Antworten auf deine Fragen zur Geldanlage mit ETFs justETF Podcast – Antworten auf deine Fragen zur Geldanlage mit ETFs justETF.com The Talent Trade The Talent Trade Southwestern Family of Podcasts - Southwestern Family of Companies Jim Rohn Motivation Daily Jim Rohn Motivation Daily Jim Rohn PBS Space Time PBS Space Time PBS Speaking Spanish for Beginners Speaking Spanish for Beginners Latin ELE Meditación del Día Meditación del Día Radio Ebenezer RD Lifelong Learning With A. A. Khatana Lifelong Learning With A. A. Khatana A.A. Khatana NewsK365 NewsK365 NewsK365 Superhelden Ohne Cape Superhelden Ohne Cape Caroline Jäger Havineini - הבינני Havineini - הבינני Rabbi Shimon Spitzer Relax for a while Relax for a while Relax for a while Rainer on Leadership Rainer on Leadership Thom Rainer הרב מיכאל שושן הרב מיכאל שושן הרב מיכאל שושן Taking Control: The ADHD Podcast Taking Control: The ADHD Podcast TruStory FM The College Investor Audio Show The College Investor Audio Show The College Investor
Retirement Planning Education, with Andy Panko

Education

Retirement Planning Education, with Andy Panko

Andy Panko

#212 - "Hot topics" edition...Andy and Tanya Nichols talk about having mortgages in retirement, when to start spending down HSAs, what might happen to Social Security and MORE!

July 09, 2026 12:00am 1:38

Andy and Tanya Nichols from Retire Agile share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, they talk about:How we help clients get over the hurdle of actu...

#211 – 8 common tax planning mistakes often made in retirement

July 02, 2026 12:00am 1:13

Andy discusses common tax planning mistakes often made in retirement. Additionally, he shares insight on how to attempt to prevent such mistakes, and/or fix them after they've happenedThe 8 common mistakes are:Not paying...

#210 - Q&A edition...Mega backdoor Roth contributions, nonqualified annuities, exceptions to the IRA early withdrawal penalty, when to hire an advisor, how much is too much to pay for an advisor and MORE!

June 25, 2026 12:00am 1:09

Listener Q&A where Andy talks about: Are tax return amendments needed if info from a 1099-R was left out but doesn't impact the return's gross or taxable income ( 4:08 )What are the pros and cons of using average cost ba...

#209 – "Real" person retirement planning chat with Mark Ross from the Rock Retirement Club

June 18, 2026 12:00am 1:27

Andy and Mark Ross from the Rock Retirement Club talk about Mark's journey in retiring to become an "encorepreneur" by starting a coaching business, and spending more time creating art. They also address some of standard...

#208 - "Hot topics" edition...Andy and Adam Grossman talk about analyzing annuities, retiring to a different state, bonds vs bond funds, inflation and MORE!

June 11, 2026 12:00am 1:41

Andy and Adam Grossman from Mayport Wealth Management share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, they talk about:How to analyze an existing annuity...

#207 – Roth conversion analysis: more than meets the eye

June 04, 2026 12:00am 1:18

Andy discusses the various areas of consideration and analysis that go into deciding whether Roth conversions might potentially be of value. Furthermore, he explains why it's impossible to actually quantify how much tax ...

#206 - Q&A edition...Social Security spousal benefits, tax withholdings on Social Security, bonds vs bond funds, separating basis out of IRAs and MORE!

May 28, 2026 12:00am 54 min

Listener Q&A where Andy talks about: Claiming your own Social Security benefit at 62 and then later switching to collecting a spousal benefit after your spouse starts their benefit ( 5:45 )It's said by comedians that the...

#205 – "Real" person retirement planning chat with Daryl

May 21, 2026 12:00am 1:05

Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Daryl. They talk about a wide array of retirement planning topics such as when he started getting serio...

#204 - "Hot topics" edition...Andy and Brad Flood talk about portfolio withdrawal strategies & sequence of returns risk, financial planning software limitations, balancing optimization and simplicity, and MORE!

May 14, 2026 12:00am 1:30

Andy and Brad Flood from Tenon Financial share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, they talk about:Portfolio withdrawal strategies for addressing ...

#203 – Options for holding cash and cash equivalents

May 07, 2026 12:00am 1:21

Andy discusses the different options for holding cash and cash equivalents (i.e. things that are principal protected, offer some amount of interest and are highly liquid and readily accessible)The options are:Physical bi...

#202 – Guest host Mark Rosinski discusses Treasury obligation interest, basis in inherited IRAs, RMD aggregation rules, doubling up contributions to 457 plans, and ways to invest during the Social Security delay period

April 30, 2026 12:00am 1:10

Guest host Mark Rosinski, CFP®, CPA, RICP®, from Dunes Financial does a "hot topics" episode where he talks about:US Government obligation interest and what to look for on your consolidated 1099 to make sure you properly...

#201 - Q&A edition...A.I. and financial planning, the "withhold and replace" method of paying taxes, step DOWN in basis, TIPS ladders and MORE!

April 23, 2026 12:00am 58 min

Listener Q&A where Andy talks about: Correction to a previous Q&A episode regarding taxation of lump sum Social Security benefits paid in one year for benefits attributable to the prior year ( 9:54 )His thoughts on artif...

#200 – 200th episode special edition: my observations about the financial services industry

April 16, 2026 12:00am 1:06

Special edition 200th episode where Andy shares some of his observations about the financial services industry from his time working in it:Creating good and consistent content is hard to do and do well ( 9:32 )A lot of c...

#199 - "Hot topics" edition...Andy and Jonathan Vance talk about opportunities in the current market environment, 2026 tax updates, questions to ask advisors and MORE!

April 09, 2026 12:00am 1:35

Andy and Jonathan Vance from Vance Financial Planning share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, they talk about: Given current world affairs and t...

#198 - Whether to take a pension as a lump sum or monthly payments

April 02, 2026 12:00am 1:05

Andy discusses the pros and cons of taking a lump sum vs taking monthly payments for your pension, questions to ask yourself to help figure out if it might be better for you to take one vs the other, and other considerat...

#197 - Q&A edition...how often to rebalance, tracking Roth IRA contributions, are RMDs really that bad, paying off mortgages before retirement and MORE!

March 26, 2026 12:00am 1:10

Listener Q&A where Andy talks about: How often to check your accounts for rebalancing, and how often to check on your bigger picture finances and plan ( 2:32 )What to do with old positions you no longer want in a brokera...

#196 – "Real" person retirement planning chat with Jim Kellerman

March 19, 2026 12:00am 1:30

Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Jim Kellerman. They talk about a wide array of retirement planning topics such as when he started getti...

#195 - Retirement planner chat with Bradley Hilton from Sonas Financial Planning

March 12, 2026 12:00am 1:59

Andy chats with fellow retirement planner Bradley Hilton, CFP®, TPCP®, MBA from Sonas Financial Planning. In this episode they talk about a wide array of retirement planning topics such as tax planning, distribution stra...

#194 - Gifting, gift taxes, annual gift exclusion and gift tax returns (IRS Form 709)

March 05, 2026 12:00am 1:06

Andy discusses the ins and outs of gifting, the annual gift exclusion, gift splitting, gift taxes, gift tax returns (IRS Form 709) and more!Links in this episode:Tenon Financial's March newsletter/blog about gifting - he...

#193 - Q&A edition...Social Security lump sum for retroactive payments, whether to pay off a mortgage, step-up in basis, gifting without having to file a gift tax return and MORE!

February 26, 2026 12:00am 1:12

Listener Q&A where Andy talks about: Income tax treatment of buying bonds in a normal non-qualified brokerage account when you buy or sell bonds in between coupon periods ( 8:37 )When still working, are 50 or older, are ...

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