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The Payments Experts Podcast The Payments Experts Podcast Expert Payments Attorneys of Global Legal Law Firm Public Relations Stories and Strategies Public Relations Stories and Strategies Stories and Strategies https://storiesandstrategies.ca/ Ecosofie: Succesvol samenleven Ecosofie: Succesvol samenleven Marnix Kluiters The Art of Growth The Art of Growth Joel Hubbard and Jim Zartman 3 Takeaways™ 3 Takeaways™ Lynn Thoman Driven by Data: The Podcast Driven by Data: The Podcast Orbition Group Clinician to CEO : Export Your Medical Device With Confidence By Overcoming Go To Market Roadblocks For Medtech Growth Clinician to CEO : Export Your Medical Device With Confidence By Overcoming Go To Market Roadblocks For Medtech Growth Hakeem Adebiyi Marketing Square : Les secrets Growth Marketing ⚡️ Marketing Square : Les secrets Growth Marketing ⚡️ Caroline Mignaux FELIX PREHN DAILY MARKET NEWS By Goat Academy FELIX PREHN DAILY MARKET NEWS By Goat Academy Felix Prehn Grands Leaders, les leçons de l'Histoire Grands Leaders, les leçons de l'Histoire Radio Classique Sold Out Offers Sold Out Offers Ceels Lockley | Offer Strategy Expert Smarter Online Business - Tech, Tools & Truths for Websites that Sell Smarter Online Business - Tech, Tools & Truths for Websites that Sell Carrie Saunders Pharma and BioTech Daily Pharma and BioTech Daily Pharma and BioTech News Retail Daily Minute Retail Daily Minute Omni Talk Retail Digimasters Shorts Digimasters Shorts Adam Nagus, Carly Wilson Salud Financiera Salud Financiera Luis Ángel Hernández Los mejores resúmenes de libros de StoryShots 📚 Los mejores resúmenes de libros de StoryShots 📚 StoryShots Organizing for Beautiful Living: Home Organizing Tips, Sustainable Organizing Tips, Decluttering Tips, and Time Management Tips for Working Moms and Busy Moms Organizing for Beautiful Living: Home Organizing Tips, Sustainable Organizing Tips, Decluttering Tips, and Time Management Tips for Working Moms and Busy Moms Zeenat Siman Professional Organizer Show Up and Be Heard Show Up and Be Heard Becci McEvoy The Responsible Marketing Podcast The Responsible Marketing Podcast Jo Long Lead with Confidence Lead with Confidence JP Warren Sagrada Ambición con Nayla Norryh Sagrada Ambición con Nayla Norryh Nayla Norryh Next Level Leaders with Dr. Joseph Walker, III Next Level Leaders with Dr. Joseph Walker, III Charisma Podcast Network Crypto News Today | 2 Min News | The Daily News Now! Crypto News Today | 2 Min News | The Daily News Now! The Daily News Now! Meditación del Día Meditación del Día Radio Ebenezer RD Radio Advisory Radio Advisory Advisory Board Wade Keller Pro Wrestling Post-shows Wade Keller Pro Wrestling Post-shows Pro Wrestling Torch Convo By Design® Convo By Design® Josh Cooperman The Professional Artist Podcast: Art Business Transformations The Professional Artist Podcast: Art Business Transformations The Professional Artist Association Tony Robbins Podcast Daily Tony Robbins Podcast Daily Tony WW – William Waack WW – William Waack CNN Brasil JIJI news for English Learners-時事通信英語学習ニュース‐ JIJI news for English Learners-時事通信英語学習ニュース‐ 時事通信社 Face à Lechypre Face à Lechypre BFM Business L'édito éco L'édito éco Europe 1 Good Morning Mercati Good Morning Mercati Michele Seghizzi L'angle éco de François Lenglet L'angle éco de François Lenglet RTL Der Praxis-Podcast zu Liberating Structures Der Praxis-Podcast zu Liberating Structures Caterina Reinker, Karin Wächtler, Christian Weinert, Anja Kässner
The Payments Experts Podcast

Business

The Payments Experts Podcast

Expert Payments Attorneys of Global Legal Law Firm

Merchant of Record: The Compliance Model Everyone In Payments Is Talking About And Why | PEP114

June 29, 2026 1:00pm 31 min

“Merchant of record” sounds official. The problem: card networks don’t even define it the same way. That ambiguity can get businesses shut down overnight. Want the bright line between MOR, PayFac, and PayFac Light?Califo...

The Biggest Opportunity in Payments 2026: Why Distribution May Be Your Last True Advantage | PEP113

June 22, 2026 1:00pm 25 min

What if the real moat isn’t your software, but your distribution? James Shepherd breaks down why vertical SaaS is exploding in payments and why agents can win if they bring the right solutions to market.AI is not your ne...

Five Things That Give The Merchant Processing Industry a Bad Name and How To Fix It | PEP112

June 16, 2026 1:00pm 45 min

Five things that give the merchant processing industry a bad name.A payment processing statement should never feel like a magic trick, yet too many merchants get hit with fees they never truly agreed to and increases the...

The AI Platform Helping Businesses Cut Costs Everywhere: Cost Savings | Bill Kurtzner PEP111

June 08, 2026 3:00pm 17 min

What if your invoices could tell you exactly where you’re overpaying? We talk agentic AI that audits spend, finds hard savings, and even unlocks wholesale pricing for SMBs. If you’ve ever looked at an invoice and wondere...

Merchant of Record vs PayFac: MOR Explained: What Everyone Gets Wrong - Know The Difference | PEP110

June 03, 2026 7:00am 26 min

“Merchant of record” gets thrown around nonstop, but it changes who owns the customer, the descriptor, and the liability. We break down what it really means and what it is not.“Merchant of record” sounds like a neat shor...

Why Merchants Get MATCH’d After Fraud They Didn’t Cause: Inside the BRAM Fine System | PEP109

May 13, 2026 2:00pm 26 min

Negotiation changes when you have leverage. Our playbook: lock out debits, demand the underlying basis, and force real answers, sometimes by filing a complaint.A six figure “brand fine” lands out of nowhere, nobody will ...

The Secret to Merchant Stickiness? Rewards Instead of Rate Cuts with Guest Tuzo Rewards | PEP108

May 06, 2026 2:00pm 25 min

Payment processing often feels like a tax and when every ISO sells the same terminals, the same funding speed, and the same basic promises, the only lever left is price. That is how the industry ends up in a race to the ...

Why Processors Freeze Accounts (And How to Avoid It) | How Merchants Survive & Even Thrive | PEP107

April 22, 2026 3:00pm 22 min

Stripe approved the merchant… then froze funds and refunded customers anyway. How do you protect your business when the processor owns the relationship?One day your payments are flowing. The next day a platform decides i...

Dual Pricing Done Right: 2026 Practical Guide To Cash Discount And Surcharging Compliance | PEP106

April 14, 2026 7:00am 20 min

Surcharging caps. Debit card limits. Fines that flow through banks. If you’ve ever wondered who really profits from card payments, this conversation will change how you see Checkout is turning into a trust test. Customer...

AI Hallucinates a Refund Policy (It Didn't Exist) & The Business Paid: Rogue AI in Payments | PEP105

April 06, 2026 7:00am 16 min

Software that negotiates prices and completes payments for you sounds convenient until it hallucinates a refund policy.Software that can shop, negotiate, and pay for you is no longer science fiction, and it is already co...

PayFac vs Merchant of Record: The Risk No One Explains | Guest Deana Rich of Infinicept | PEP104

April 01, 2026 2:00pm 14 min

“Merchant of record” sounds easy, until you realize it isn’t a defined term. We break down PayFac vs MOR, why rules exist, and how people accidentally step into money transmitter risk.PayFac is one of those payments term...

How Dual Pricing and Surcharging Changed ISOs Forever: Payments Now Residuals Risk & Growth | PEP103

March 23, 2026 12:00pm 15 min

A single receipt can change how you see the payments industry. When Naveed from KV Payments notices a 4% card charge at a mechanic shop, it triggers the question every small business owner eventually asks: where is all t...

Two Giants Control Payments: The New Truth About Debit Routing and Hidden Processor Fees | PEP102

March 17, 2026 8:00am 15 min

Outrage alert: a government ambulance merchant was charged 9.49% in fees. We unpack how hidden debit routing and “pass-throughs” spike your effective rate and what ISOs and merchants can do next.Ever wonder why your “gre...

2026 Reality Check: The Truth About “Junk Fees” in Payments & CBD Peptides MATCH News | PEP101

March 10, 2026 12:00pm 24 min

Ever had a $100 ticket morph into $260 at checkout and wondered who’s skimming the difference? We use that universal frustration to open a candid tour through payments in 2026—where junk fees, policy experiments, and AI-...

The Illinois Swipe Fee Shockwave: Who Really Pays? | Illinois Bans Interchange on Sales Tax | PEP100

February 23, 2026 1:00pm 18 min

Card fees on sales tax? Illinois just lit a fuse. We unpack who really pays, how ISOs get squeezed, and why “compliance” might mean three prices at checkout. When lawmakers target “junk fees,” the payments engine doesn’t...

Honor All Cards Explained: Visa & Mastercard Settlement Breakdown for Payment Professionals | PEP099

February 18, 2026 2:00pm 38 min

Merchants are told they have “choices.” But do they? We unpack the Visa–Mastercard settlement, the honor all cards rule, and why surcharging still trips up pros. Listen now and tell us: does this help small businesses or...

Tokenized Deposits vs Stablecoins: The Real Payments War | Stablecoins Become Payment Rails | PEP098

February 09, 2026 3:00pm 25 min

Stablecoins aren’t a side conversation anymore — they’re knocking on the front door of the payments ecosystem.In this episode of the Payments Experts Podcast, we sit down with Adam T. Hark, managing member of Wellesley H...

Residuals Rate Hikes & Reality: Inside ISO Economics | Payments Due Diligence Hack That Saves Money

February 02, 2026 2:00pm 29 min

Ever wondered why that “free” POS hardware ends up costing so much later? Christopher Dryden, Esq., sits down with Magnolia Ventures’ Jessica Casto to pull back the curtain on modern payments strategy: how software-led d...

Data Is King: Building Real AI Guardrails in Payments: The AI Readiness Checklist For 2026 | PEP096

January 20, 2026 2:00pm 39 min

AI is no longer a chatbot. It is an agent that can move data and make decisions. In this in-studio conversation, Leo Arzumanyan, Matthew Luciani, and Jeremy Stock cut through the hype and get practical about using AI in ...

Peptides, MATCH, and VAMP: Surviving the Crackdown & High-Risk in 2026 with Soar Payments | PEP095

January 15, 2026 2:00pm 30 min

Banks don’t close accounts for sport; they close accounts when risk stories don’t add up. James Huber, managing partner of Global Legal Law Firm, sits down with Adam Carlson from SOAR Payments (https://na2.hubs.ly/H033tL...

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